:root{--navy:#10303f;--sky:#1d7fa8;--sky-d:#145f80;--mist:#eef5f8;--line:#d5e3ea;--ink:#1b2b33;--sun:#f2b632;--white:#fff}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;font-size:17px}
a{color:var(--sky-d)}
img,svg{max-width:100%}
.lw-wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.lw-top{background:var(--navy);color:#dcebf2;font-size:14px}
.lw-top .lw-wrap{display:flex;justify-content:space-between;align-items:center;padding-top:8px;padding-bottom:8px;gap:12px;flex-wrap:wrap}
.lw-top a{color:#fff;font-weight:700;text-decoration:none}
.lw-head{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}
.lw-head .lw-wrap{display:flex;justify-content:space-between;align-items:center;padding-top:14px;padding-bottom:14px;gap:16px;flex-wrap:wrap}
.lw-brand{font-weight:800;font-size:20px;color:var(--navy);text-decoration:none;letter-spacing:-.01em}
.lw-nav{display:flex;gap:20px;align-items:center;flex-wrap:wrap;font-size:15px}
.lw-nav a{color:var(--ink);text-decoration:none;font-weight:600}
.lw-nav a:hover{color:var(--sky-d)}
.lw-btn{display:inline-block;background:var(--sky);color:#fff!important;padding:12px 22px;border-radius:6px;font-weight:700;text-decoration:none;border:0;font-size:16px;cursor:pointer}
.lw-btn:hover{background:var(--sky-d)}
.lw-btn.alt{background:transparent;color:var(--navy)!important;border:2px solid var(--navy)}
.lw-hero{background:linear-gradient(135deg,var(--mist),#fff);padding:56px 0 44px;border-bottom:1px solid var(--line)}
.lw-hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center}
h1{font-size:38px;line-height:1.15;color:var(--navy);margin-bottom:16px;letter-spacing:-.02em}
h2{font-size:26px;line-height:1.25;color:var(--navy);margin:0 0 12px}
h3{font-size:19px;color:var(--navy);margin-bottom:6px}
p{margin-bottom:14px}
.lw-lead{font-size:19px;color:#34505e}
.lw-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}
.lw-sec{padding:46px 0}
.lw-sec.alt{background:var(--mist)}
.lw-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:18px}
.lw-card{border:1px solid var(--line);border-radius:10px;padding:22px;background:#fff}
.lw-card p{margin-bottom:10px;font-size:16px}
.lw-art{border:1px solid var(--line);border-radius:12px;background:#fff;padding:14px}
.lw-crumb{font-size:14px;padding:14px 0 0;color:#5b7380}
.lw-faq h3{margin-top:18px}
.lw-list{margin:8px 0 16px 20px}
.lw-list li{margin-bottom:6px}
.lw-form{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px}
.lw-form label{display:block;font-size:14px;font-weight:600;margin:12px 0 4px}
.lw-form input,.lw-form textarea{width:100%;padding:11px 12px;border:1px solid #b9ccd6;border-radius:6px;font:inherit}
.lw-form button{margin-top:16px;width:100%}
.lw-hp{position:absolute;left:-9999px}
.lw-msg{margin-top:12px;font-size:15px}
.lw-foot{background:var(--navy);color:#b9d0dc;padding:36px 0 22px;font-size:15px}
.lw-foot a{color:#e4f1f7}
.lw-foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px;margin-bottom:20px}
.lw-foot h4{color:#fff;margin-bottom:8px;font-size:15px}
.lw-foot li{list-style:none;margin-bottom:6px}
.lw-callbar{display:none}
.lw-legal p,.lw-legal li{margin-bottom:12px}
@media(max-width:820px){
 .lw-hero-grid,.lw-grid,.lw-foot-grid{grid-template-columns:1fr}
 h1{font-size:30px}
 .lw-callbar{display:block;position:fixed;bottom:0;left:0;right:0;background:var(--sky);text-align:center;padding:13px;z-index:30}
 .lw-callbar a{color:#fff;font-weight:800;text-decoration:none;font-size:18px}
 body{padding-bottom:54px}
}